If you have had an auto accident and the other party is at fault, their insurance company will probably call you as soon as their policyholder notifies them. They will tell you exactly what they need from you to process a claim. While you may feel that you do not need an auto accident attorney in this instance, nothing could be further from the truth. There are numerous reasons you need to hire one quickly.
1. Insurance Is Complicated
Insurance claims are much more complicated than most people think. Insurance companies use numerous loopholes to try to avoid paying the full amount of your claim. You have to deal with for-profit companies that do not want to pay you for what your claim is worth. To collect from them, you must prove several things: the accident was not your fault, their policyholder was negligent, and your injuries were a result of the accident.
The adjusters, in turn, are trained to devalue or minimize your claim. A car accident lawyer knows the tricks the insurance company plays. They know how to counter the challenges and maximize the value of your claim.
2. Your Claim May Require More Evidence Than You Think
Many people assume that all they need to file an accident claim is a copy of the accident report and the contact information for the other driver's company. Unfortunately, that may not be enough to prove your case. You may need some or all of the following:
- Witness statements
- Video evidence
- Medical records
- Expert witnesses
A car accident attorney knows your claim's requirements and has the staff to collect the relevant documentation.
3. You May Be Entitled To More Than You Know
Auto insurance claims can often provide coverage for more items than most people think. For example, were your clothes cut off in the emergency room? You can file them on your claim. Was your laptop damaged in the collision? You may be able to have it replaced. Did your vehicle have customization? It may increase the amount of your claim.
If you are unfamiliar with what you can file as a part of your claim, you may leave money on the table. Your auto accident attorney knows the various things you are entitled to be reimbursed for. They will review these with you and ensure all of these are part of your claim and that you receive the compensation you deserve for them.
Contact a local car accident lawyer to learn more.